Get Financing

Let Speedway Harley-Davidson® Help

Try Our Version of Financial Freedom

Harley-Davidson® offers a variety of financing options with competitive loan rates and terms for qualified customers.


Why Finance

You want to own a Harley-Davidson® motorcycle, but you don’t have the cash to buy it outright. Financing your Harley-Davidson® allows you to pay for your Touring, Trike, CVO™, Softail® or Street Bike over a period of time. We offer flexible options and specialized financing for all credit types. Speedway Harley-Davidson® will customize your financing based on your needs. All applications are accepted on-line or at the dealership.


New or Used Motorcycles

Through Harley-Davidson® Credit, you may finance all new & used Harley-Davidson® motorcycles.


Have it All

Shouldn’t you have it all? The motorcycle, the clothes, the accessories and the security? We think you should. By financing these items in your loan, you save yourself from the expense of additional purchases down the road.

  • MotorClothes® apparel
  • Parts and accessories
  • Harley-Davidson® Extended Service Plan
  • Harley-Davidson® Cycle Insurance
  • Payment Protection Plan
  • Finance Protection Plan
  • Rider to Rider

Use our rider to rider program to sell your motorcycle. It benefits the seller by paying off your loan and the buyer because we handle all title and tag work as well as loan processing and gives the buyer the option of purchasing an extended service plan, tire and wheel protection, planned maintenance, GAP protection, appearance protection, and theft protection.

Call Mike Boling at (704) 918-1874 to schedule your appointment. 


Ownership

When you finance the purchase of your Harley-Davidson®, your name goes on the title. Once the loan is repaid, you become the outright owner. In addition, you may sell or trade in your motorcycle at any time.

If you’ve decided you want to finance your new Harley-Davidson®, you’re not alone. Seventy percent of enthusiasts do. With a minimum down payment and approved credit, you can arrange Credit financing with us and get out on the road a few hours after picking out your Touring, Trike, CVO™, Softail® or Street Bike.

And because we finance Harley-Davidson® more than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That’s why we make it easy.

APPLY FOR FINANCING


2024 HERITAGE CLASSIC 114 IN RED ROCK/VIVID BLACK

*Financing Offer available only on select new 2024 Harley-Davidson® Softail® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Excludes 2024 Softail® Standard. Not all applicants will qualify. 1.49% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Heritage Classic 114 motorcycle in Red Rock/Vivid Black with Black Trim with an MSRP of $24,349, no down payment and amount financed of $24,349, 48-month repayment term, and 1.49% APR results in monthly payments of $522.85. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. 

2024 FAT BOY® 114 IN SHARKSKIN BLUE

*Financing Offer available only on select new 2024 Harley-Davidson® Softail® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Excludes 2024 Softail® Standard. Not all applicants will qualify. 1.49% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Fat Boy® motorcycle in Sharkskin Blue with an MSRP of $22,649, no down payment and amount financed of $22,649, 48-month repayment term, and 1.49% APR results in monthly payments of $486.35. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.


>